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still afloat | 10-22-2009 09:04 AM
Insurance question Ok , didn't see this question in the search results . Doing jewelry work I've come across insurance information in the past about home owners insurance not paying off on a fire in the home if there was a Lp or Acetylene torch in the home , policies being canceled if they found out a tank was in the home .etc Now the question is , has anyone had any dealings with or knowledge about home owners insurance and live ammo or reloading supplies in a private home ? I've seen on here many people who suggest they have enough ammo and powder to level a city block in their home . Is there a limit to the amount if any you can have before you have to inform them and pay extra or not be covered in event of a fire .etc in the home ? Also is there a limit to the amount that can be stored on a legal aspect .Such as , fire in your home and fire dept responds , powder touched off and someone injured or killed , is there an amount that separates tragic accident from criminal charges ?

horseshoe3 | 10-22-2009 09:30 AM
Re: Insurance question Don't know about a legal limit on how much you can have in the home, but there is a limit on how much powder you can store before you need to keep it in a "special" cabinet. I reality, the cabinet is not all that special. Just a sheetmetal cabinet of a specified thickness with doors that latch.

S_Goldberg | 10-22-2009 04:41 PM
Re: Insurance question Quote:
I've seen on here many people who suggest they have enough ammo and powder to level a city block in their home .
Most of the people on here don't have that much, but talk like they do. I would go over to AR15.com and ask there. I know there are guys on there with 50,000+ round of ammo because they have posted pics.

Texasrunner43 | 10-22-2009 04:45 PM
Re: Insurance question Quote:
Originally Posted by S_Goldberg (Post 1986358) Most of the people on here don't have that much, but talk like they do. I would go over to AR15.com and ask there. I know there are guys on there with 50,000+ round of ammo because they have posted pics.
And those that do have that much here just sit back and smile and keep quite. :wink:

gangsta99 | 10-22-2009 07:13 PM
Re: Insurance question I only have 1 round of ammo. It is for when the zombies overwhelm us all. I will shoot myself in the head. :)

GRP | 10-22-2009 07:34 PM
Re: Insurance question :5_1_120::5_1_120::5_1_120::5_1_120::5_1_120::5_1_ 120::5_1_120::5_1_120::5_1_120:

Gun Ban Extremist | 10-22-2009 08:56 PM
Re: Insurance question I don't know about insurance, but firefighters routinely come across live ammo cooking off and are trained to deal with it. Their suits will usually protect them, unless the ammo is loaded in a gun. There have been situations in which firefighters thought someone was shooting at them from a burning house, so they took cover and let the house burn to the ground.

horseshoe3 | 10-23-2009 10:23 AM
Re: Insurance question GBE is correct. When ammo is not chambered or constrained, it develops low pressure and splits the case. Usually harmless.

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