Gold & Silver Forum (http://goldismoney.info/forums/index.php)
- Survival Prep (http://goldismoney.info/forums/forumdisplay.php?f=141)
- - Survival Preparation on Low or Fixed Incomes (http://goldismoney.info/forums/showthread.php?t=423222)

Twisted Avatar | 11-11-2009 03:44 PM
Survival Preparation on Low or Fixed Incomes Survival Preparation on Low or Fixed Incomes, by Shawna M. So you�re convinced that the free ride is over, that things are getting worse, and when the worst happens, you want to be prepared. But you have a problem�you don�t have a lot of money for prepping and day to day living. Maybe you only make minimum wage. Maybe you make a little more than that, but you�ve got a lot of bills. Maybe you live on a fixed income, or have irregular self-employment. Regardless, don�t assume because you can�t afford expensive classes or pricey gear that WTSHTF, you�ll be unable to fend for yourself and your family. My husband and I make less than $10,000 (I�m disabled, he�s self-employed) a year, but we�ve already got a good start on skills, tools, and storage, have plans to expand, and it wasn�t difficult at all. Being on a low or fixed income can help you with a survival mindset, because you�re already used to making do with little, or having to get creative with what you have. You just have to expand what you have, a little at a time, and, before you know it, you�ve got a pretty good cache of supplies and abilities that can help you and yours no matter what comes down the pike. Skill acquisition can be one of the easiest and cheapest things you can do to help yourself if you�re low on money. Ask family members, especially older ones, and if they could teach you these skills. Family with military backgrounds can be invaluable resources. After I found a Girl Scout survival camp wanting, I talked to my Air Force dad, and he gave me some of his old survival manuals. Friends are also good to ask for help learning things, and sometimes you can trade what you know for what you want to know. I�ve taught friends of mine simple things like gardening and cooking, in return for training in such things as knife sharpening, hand to hand combat, or camp cookery. If you�re visually oriented, the Internet can be one of the cheapest ways to learn new skills. There are tons of things out there online that are free for the asking. Through various web sites, I�ve learned to make soap in a blender and on the stove, make apple butter, picked up free crochet and knit patterns, gotten gardening tips, and gotten advice on animal care, for a start. Plug in what you�re interested in learning into your favorite search engine and take off. It�s good to check out more than one site for certain skills, as a hedge against errors, and to expand your repertoire. Books are another great way to teach yourself things, and you don�t have to spend thousands of dollars at the local chain bookstore, either. Check out your favorite online preparation sites and see what books they recommend, and make a list. Then hike down to your local library and see what they carry. Inter-Library Loan (ILL) can help you find books that your local city/county library system doesn�t carry. Some libraries provide this free, others charge extremely low fees (our local system charges a dollar per request, and you can request multiple books at one time). This way, you can see what books have the information you�re looking for, and which ones you would like to own. Even a book that you don�t like might help you glean some information that sends you on your way. After checking out books at the library, you might find that there are some books you just have to own yourself, but you don�t want to pay out full price for them either. Used bookstores can be a Godsend here�I�ve managed to pick up the useful Foxfire series at local used booksellers for a quarter of the current cover prices. Auction sites such as eBay frequently sell books that are hard to find other places, and sometimes you can get whole lots of books in extremely good deals. Online book dealers often have sections for ordering used copies. I�ve used Amazon.com�s used services to get books like The Encyclopedia of Country Living for less than ten dollars. Talk to friends and see if you can swap books with them, and there are great places online where you can swap books all over the world for only shipping. If you�re one of those people who learn best by doing, there are a lot of places where you can learn skills for cheap or free. A lot of my survival skills I learned from seven years in Girl Scouts, which sounds funny, but because of Scouts, when the major ice storm hit a few years ago and knocked out our power for almost two weeks, I was able to keep my husband and I fed with hot meals because I remembered how to make a hobo stove out of a coffee can with tin snips and a bottle opener. Other things I learned: how to chop wood, how to make an emergency shelter, and how to identify edible plants, and that�s just for starters. Offer to volunteer for your local Boy or Girl Scouts, or, if you have a child in Scouts, look through their manuals or ask them to teach you what they�re learning. This also works for children who are taking classes home economics or shop classes. Your local county extension society, which connects people in your county with the latest information from your state land-grant university can be a great resource. Many people are familiar with the Master Gardener program they run, which trains people on every aspect of horticulture, so they can work as volunteers to the gardening public. Ask about scholarships to the training classes. Our local Master Gardener program usually costs $150, but when I asked if I could pay in installments, they gave me a full scholarship. County extension programs also help out farmers, administer county 4-H programs, and have a whole home economics department. That division at my local county extension gives out free handouts on many topics like budgeting and food preservation, and sells copies of the latest edition of Ball�s Blue Book of Food Preserving. Some extension societies also offer a Master Food Preserve program, which is administered much like the Master Gardener program. Many churches offer programs that could help you learn skills for free or cheap. Most people know that the Church of Latter Day Saints helps people get together a food storage program, so ask your Mormon friends for help, or contact the Relief Society of your local Mormon ward for more information. The LDS [Provident Living] web site also has free links to information on preparation and food storage. Other churches have similar programs. A local Catholic Worker house in a city near me grows fruits and vegetables for the poor and homeless, and they are always asking for volunteers to learn how to care for the plants, in exchange for some of the produce. Again, ask around religious groups in your area, or scan the religion section of your local Sunday paper to get ideas. Here�s a secret about learning survival skills�well before the economy tanks, the bomb is dropped, or what have you, you will start saving money. Learning to garden has helped my family eat better for less, learning to can has kept our pantry full in tight times, learning to make soap has helped us stay clean and healthy, and learning to sew, knit and crochet has kept my family warm and looking good. The money you save with your skills can be reinvested in learning more skills, or, as we�ll get to next, getting tools and supplies. Tools and supplies for preparation can be an Achilles� heel if you don�t have a lot of money to spare, but if you�re willing to look around in places you might not usually go, you�d be surprised at what you can find and for how little. Get an idea, first, of what you would like, again, make a list, and ask around. My mother in law gave me a sewing machine she wasn�t using when she heard I was learning to quilt. When I mentioned to one friend I was looking for yarn for knitting and crocheting, he said his grandmother had some she didn�t use anymore, and came over with three enormous boxes full of yarn, from wool to crochet thread to specialty yarns that retail for almost ten dollars a skein. When a neighbor moves, ask if you can have what they don�t want. One of our neighbors, before they left town, gave me a nice cast iron skillet that had just been taking up kitchen space. I was astounded when I checked online and found out that it was worth $80! Garage sales can help you score fantastic deals. I got two huge cartons of canning jars and rings in many different sizes for $5, just two blocks from my house. I�ve also gotten embroidery hoops, sewing supplies, and out of print books just to name a few. Churches often have annual rummage sales that can be the place you find that one of a kind item that�s been eluding you. I�d searched three years for a used bread bucket (a metal container with a hand crank and a hook that kneads bread), and found one at a local church for $7. You can often dicker at garage sales, so if you see your dream item, but don�t quite have enough cash on hand, give it a whirl! FreeCycle is a fantastic program online which matches people who have things to give away to people who are looking for free things. Go to their web site, which will direct you to your local program, and, through the mailing list, see what people are offering, and offer things yourself. For the price of bus fare or gas, I�ve gotten art supplies, kitchen helpers, and even more books for the taking. Let friends and family know about some of the things you�re looking for and request them as holiday gifts. When I decided I wanted to learn canning, I asked my husband for a water-bath canning starter kit as an anniversary present. He thought it was odd, but after three years, he really appreciates the jams, jellies, pickles, and salsas! If people aren�t quite sure what to get you, tell them you�ll gladly accept gift certificates from a local or online store. And don�t hesitate to put items on a gift registry for large events�sure, people thought it was odd when my husband and I asked for archery supplies for our wedding, but they knew it�d be more useful than, say, a lemon zester! Online auction sites can be a good resource for tools and supplies, but I recommend you research what you�re looking for, ask the seller questions, and don�t hesitate to complain about problems quickly to get replacements and/or refunds. I�m still kicking myself over a pressure canner I bought on eBay that I didn�t touch for months. By the time I learned that it didn�t work, it was far too late to contact the seller to complain or get a refund. However, I�ve gotten canning jars and rings in quantity on auction sites for a fraction of what I�d pay brand new, so just be careful. Don�t be afraid to step outside of the usual places for tools and supplies. Army surplus stores can be heaven, especially for camping and survival supplies. Dollar stores can sometimes turn up with the most interesting things. One of our local dollar stores got a shipment of lamp oil in, and we stocked up on several bottles. One place that has turned out to have hidden gems for us is ethnic stores and supermarkets. I picked up a great grain mill at a local Hispanic market for $30, and it works great on wheat. We�ve also got our eye on some cast iron cookware at the local Asian supermarket. If you look around, one of the best places overall to get tools and supplies are resale shops that sell items that were rejected from megastores because of damaged packaging or one item was damaged in a lot. Resale shops nearby have landed us great things, like 11 jelly jars with new lids and bands for $1, or a high quality four-man tent for $20. The best deal we�ve gotten so far was a food dehydrator that was brand new but didn�t have a box or a manual, for $25. Three minutes online and I�d downloaded and printed off the manual and several recipes, and it�s the best $25 I�ve ever spent. Food supplies for stockpiling can be had for the cheap in many places. Dollar stores that carry canned food have been a great place for us to stock up. Off-brand stores are another wonderful place to get loads of canned goods. Even large chain supermarkets can have great deals on their store brands. Warehouse stores can be a good place for bulk-buying staples that are far cheaper than little individual packages. When I saw how cheap flour was in 25 pound bags at Sam�s Club compared to the grocery store, we started buying them and keeping it in a plastic bucket by the kitchen. While membership fees at these places can be high, go in with friends like we have and you can have a year of bulk-buying for maybe $5 apiece. Again, ethnic stores can be a bonanza for cheap staples. After seeing the price of 50 pounds sacks of rice at an Asian supermarket, we�ve got another plastic bucket filled to the brim with rice. Some people might shy away from storing food if they don�t have a lot of room, but if you�re willing to think outside the box, you�d be surprised at what you can put away where. Part of my linen closet houses reused 2-liter pop bottles with an emergency water supply. The space under beds is frequently wasted space that can hold several cases of canned goods. You can even turn some of your storage into cheap d�cor�one book on home storage I read showed that you can stack up a few boxes of cans, cover it with cloth remnants or an old sheet and voila! You now have an end table. When I first felt led to prepare for TEOTWAWKI, I was worried that our very low income would hamper preparations. But one thing that many people who have little have had to learn is something that we all need to learn: prioritizing, making the most of what you have to get what matters most. Many people spend out thousands of dollars a year for habits of a moment when they could be storing up skills and supplies to last them the rest of their lives. If it is important enough to you, you�ll make the necessary adjustments and start looking around for what you can get and learn. Changing your habits and being open to learning new things not only changes you, it can change the ones around you. While my husband and I make very little compared to a lot of our friends, we are frequently the ones they turn to when layoffs hit or disasters strike. They�ve started taking notes, and many have asked us to pass on what we�ve learned, so they, too, can be prepared. Should things go south for whatever reason, perhaps our cheapest but greatest resource will be a group of friends that have many skills and supplies that can enable all of us to survive, come what may. http://www.survivalblog.com/

ShirleyUGeste | 11-11-2009 04:25 PM
Re: Survival Preparation on Low or Fixed Incomes Thanks, TA; great post! I agree with Shawna that garage sales/moving sales are a great source for almost everything. All of my canning jars & canning equipment came from yard sales, along with a pasta maker, kitchen utensils (rolling pins, whisks, egg beaters, cast iron cookware,etc.) books, dvd's (on Ferfal's advice), jigsaw puzzles (hours & hours of free entertainment), sporting /camping equipment, and a hundred other things...including a whole closit filled with warm coats, sweater, gloves, knit caps, umbrellas, and other cold-weather gear. I even got a gun safe at one yard sale for less than 1/10th of what it would have cost me in a store. Also, you can watch for unusual bargains that you may not need, but that can be resold or traded for what you DO need. My biggest deal of all time was an ivory bracelet (bangle) that I found mixed in whith a bunch of cheap costume jewelry. I bought it for 50 cents, it appraised for $500, and I sold it for $150.:s1:

brewer | 11-11-2009 06:55 PM
Re: Survival Preparation on Low or Fixed Incomes TA, thanks for the article from Rawles' blog. Very good advice for folks on a budget and new to prepping.

Twisted Avatar | 11-11-2009 07:00 PM
Re: Survival Preparation on Low or Fixed Incomes Quote:
Originally Posted by brewer (Post 2020479) TA, thanks for the article from Rawles' blog. Very good advice for folks on a budget and new to prepping.
This is a really timely peice and one of best written I have seen in good while. 10K a year is the bottom of the barrel but yet they can prep better than most and the fact that "money makers" come running to them is proof positive. Excellent info on multiple fronts. T

Merlin | 11-11-2009 07:43 PM
Re: Survival Preparation on Low or Fixed Incomes There are plans posted all over the Internet on how to build your own sun-powered food dryer, solar oven, water filters, etc. You don't need to spend a lot of money to build functional equipment. A couple of bucks will buy a WAPI (water pasteurization indicator) that you can use with a solar oven to make safe drinking water. There is lots of preparing one can do on a tiny budget.

State of Jefferson | 11-11-2009 08:05 PM
Re: Survival Preparation on Low or Fixed Incomes Quote:
Originally Posted by Twisted Avatar (Post 2020033) Survival Preparation on Low or Fixed Incomes, by Shawna M.
An excellent thread, and piece! :ok: Quote:
Originally Posted by Twisted Avatar (Post 2020033) But you have a problem�you don�t have a lot of money for prepping and day to day living. Maybe you only make minimum wage. Maybe you make a little more than that, but you�ve got a lot of bills. Maybe you live on a fixed income, or have irregular self-employment.
The first thing to do is examine expenses. Cut out anything and everything unnecessary. Cable TV? Cancel it. Anything beyond basic phone service? Cancel the extras. Eating out? Stop, and eat at home, or take lunch made at home. Expensive addictions to alcohol or tobacco? Kick them. Buying new, when used is available? Stop, and learn to like recycled. Debts you can never repay? Stop paying them immediately. Even the poorest family can reduce expenses by 10% and redirect that money into buying emergency supplies, which will be both practical, and life-saving in an emergency. Instead of paying for garbage on a TV, use the money to buy a good first aid kit and basic medicinals. Instead of eating out, buy an overabundance of canned and other shelf-stable foods. Eat the oldest, and rotate in new stock regularly. Instead of paying into a black hole of credit card or similar payments, use that money to secure your well-being, by buying firearms, ammunition, gold/silver, or even just storing up some cash. You are responsible for you and your family's well-being. Your well-being is always a priority above any corporation's cash flow.

tanner12oz | 11-12-2009 11:57 AM
Re: Survival Preparation on Low or Fixed Incomes buy one item from each paycheck and you'd be blown away by how quickly and painlessly the supplies pile up..... week 1 $50 bucks in food week 2 $50 bucks in med supplies you gotta start somewhere. having a good supply of food and water is gonna be more then 99% of the population has

Twisted Avatar | 11-12-2009 12:06 PM
Re: Survival Preparation on Low or Fixed Incomes Quote:
Originally Posted by tanner12oz (Post 2021837) buy one item from each paycheck and you'd be blown away by how quickly and painlessly the supplies pile up..... week 1 $50 bucks in food week 2 $50 bucks in med supplies you gotta start somewhere. having a good supply of food and water is gonna be more then 99% of the population has
Also see what your job throws away...... you will be astounded I work in a ER and we get pts that come in with neck collars,ankle stabilizers ,slings and all other contraptions 9 times out of 10 they are thrown away. Those items will be worth there weight in Gold should feild medicine have to be rendered. Or I may have to put together small emegency care packages to assit a Patriot. You never know but its dam good to have. Waste not want not. T

beercritic | 11-12-2009 02:23 PM
Re: Survival Preparation on Low or Fixed Incomes Please put the link to survival.blog at the TOP of the article, or better yet, in the thread title say "Survival Blog". It would greatly help. I find myself skimming (sometimes reading) articles I've already read from other sites. Thanks!

Twisted Avatar | 11-12-2009 02:29 PM
Re: Survival Preparation on Low or Fixed Incomes ^^^^^^^^^^^^ Duly Noted......... T

All times are GMT -4. The time now is 09:46 AM. |

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2010, Jelsoft Enterprises Ltd.
Copyright = None use it and Link to GIM